Top 16 Best China Wholesale Website to Buy From
What’s the best way to increase the value of buy wholesale from China businesses? Generally, it comes down to ensuring a differentiated and defensible offer. So, Finding a reliable made in China wholesale supplier is a key step in successfully developing an e-commerce business.
Today, in this post, I have compiled a comprehensive set of legit best China wholesale websites suppliers list and show how you can find great wholesale suppliers in China.
16 Best Website to Buy Wholesale from China
Alibaba vs Global Resources vs Made-in-China
The three major online Chinese wholesale websites catalogs are: Alibaba and Global Resources, Made in China.com.
But there are some critical differences between the three.
First of all, the number of Alibaba’s China wholesale suppliers list is much higher than that of global sources/made in China, but the quality is lower.
However, Alibaba has a broader range of services, and now there are even online trade fairs. With the development of global business, there are more and more suppliers from other countries selling on Alibaba.
In my experience, Alibaba’s noise is much louder. Therefore, when you buy products from Alibaba, you need to spend some time learning how to protect your rights and interests.
Made in China/Global Source focuses on electronics, mobile, and home gifts, making them the best choice for sourcing products in that field.
In addition, I found that global source/made in China’s MOQ/price are often much higher than Alibaba.
Tips: But the bottom line is that your mileage will vary depending on the products you want to sell. Give all services a try and see where it takes you!
If you cannot travel to China or Hong Kong to participate in the exhibition, the best way to find Chinese wholesales suppliers list is to use online catalogs such as Alibaba.
Alibaba is a search engine for Chinese suppliers, and you can reach tens of thousands of suppliers at once.
Just enter what you are looking for in the search bar, and Alibaba will return a batch of suppliers, prices, and minimum order quantities. Once you have established contact, you can request samples, place orders, etc…
In addition, Alibaba also provides a service called trade assurance, which is an escrow service to protect your order.
The biggest caveat finding suppliers on Alibaba is that this process may take a while, and communication with suppliers back and forth requires patience.
For example, the time from initial contact to obtaining a sample can easily take weeks. In addition, language barriers can make communication challenging because you have to accurately describe the product you want to manufacture via email and live chat.
Another key difference between using catalogs like Alibaba and participating in trade shows is that services like Alibaba often involve many middlemen or trade companies. Because the signal-to-noise ratio of Alibaba suppliers is so low, many high-quality suppliers do not include themselves in the catalog. However, Alibaba is still the first China wholesale website worth considering when find wholesales from China
Unlike other B2B marketplaces in China, this site loads faster and provides a broad catalog with few repeats. Besides, the searches of this Alibaba alternative provide relevant information. All suppliers come from China.
- It is easier to validate China wholesale vendors through administrative profiles
- Online directly with the supplier
- Mainly concentrated on consumers, Clothing, accessories, handicrafts, transportation, other commodities, electronics, machinery, and other industrial supplies
- Supplier and the product are not too much.
- MOQ required.
Tip: If you purchase a brand or original product, you will need to request an authorization document or certificate from the China wholesale vendor.
Conclusion: It is more suitable for experienced buyers and importers
Global Sources is a B2B marketplace based in Hong Kong. This multichannel company facilitates business from China to the rest of the world by offering sourcing information to buyers. It also provides integrated marketing services to suppliers. The company achieves this in various ways, including having a list of categories and popular trade shows accessible to buyers and traders from across the world.
- Easy to find some top suppliers
- Support buyers and suppliers online and offline
- Feature category: electronics and gifts
- High MOQ
- High sample charge
Conclusion: it’s more suitable for big buyers and professional buyers and importers
AliExpress vs DHgate
Both DHGate and AliExpress are marketing for small Chinese wholesalers and retail websites, and delivery personnel. The closest comparison I can think of in the US is eBay.
When you purchase on AliExpress or DHGate, they will process the transaction, and the seller will ship the goods. In addition, both DHGate and AliExpress provide a money-back guarantee for all purchases.
In terms of product sourcing, the prices you find on AliExpress and DHGate are often higher than when you purchase directly from the manufacturer. But the main advantage is that MOQ will be much lower, and they have enough inventory.
Tips: You can usually buy a single unit quantity of the product, making these markets great for testing new markets before buying in bulk.
AliExpress, an online retail service owned by Alibaba Group and based in China, connects Chinese sellers with buyers from around the world. You can find individual sellers trading individual items or wholesale companies on AliExpress. This is a great sourcing resource for buyers seeking to try out with small orders or those planning to sell locally.
- Slow shipping speed
- Too many middlemen
Conclusion: it’s proper for people small business starters.
DHgate.com is a Chinese business-to-customer and B2B service cross-border company that facilitates business between suppliers and medium and small buyers. Although the site design might seem a little overwhelming, the website boasts a huge choice of products across broad categories. Just like Alibaba, you will find lots of similar products being provided at different wild prices. You can check more: Is Dhgate safe?
- Feature category: electronic products and wedding dress
- No MOQ
- Vary prices for different quantities.
- Buy easily
- Low quality
- Few products
Conclusion: Good for small business starters, especially on electronic products and wedding dresses.
1688.com is a catalog of China wholesaler suppliers under the Alibaba Group. 1688.com is almost the same as Alibaba.com, except that 1688.com mainly caters to Chinese companies.
The entire website is in Chinese. So you have to use Google Translate or find someone who can read Chinese to help you find a supplier on this website. Why should I show you a website entirely in Chinese now?
The reason is that sometimes Chinese wholesale suppliers have an inherent prejudice against Americans, Europeans, and other foreigners when they offer quotes on Alibaba.
In other words, sometimes, the same suppliers you find on Alibaba and 1688.com will offer higher prices for foreign companies. Here is what you can do to make sure you get the lowest price(or cooperate with a 1688 agent).
Whenever you complete the price negotiation of an Alibaba supplier, you can also contact the same supplier through 1688.com and provide a different e-mail address to see if the quotation is other.
If the prices are similar, it’s all good. However, if the prices are very different, you should find out the exact reason for the difference. In general, you can work with Alibaba and 1688.com to make sure that you get the lowest price.
- Full category of products in China
- The best way to find China real manufacturers
- The lowest price for the same products
- Language barrier
- Payment security
- Hard to Return
Conclusion: it’s a good choice for people who want to source products from China at the most reasonable price.
This is another China wholesalers site headquartered in China with amazing and diverse stock. Their website is very simple to pass. Some flash memory sales always have buyers. They are shipped all over the world. If you buy things in bulk, you will get a good deal.
The specialty of this site is the sellers and individuals they provide services to. Shein mainly caters to the female fashion and accessories department. Their collection is awesome because it is the right trend and they can make a trend. You will get amazing shoes, bags, clothes, etc. If you want to open a store related to women’s fashion.
Technology is the most important thing in the Chinese manufacturing market. Therefore, some China wholesale websites are dedicated to making these electronic products, gadgets and other technologies available to the world.
Gearbest has done the same by opening an online wholesale market. Drones, mobile phones and watches are the favorites of cults. But they did not neglect their clothing and fashion parts. They do have all the needed parts and provide things at a great price. Clothing, beauty, bags, shoes, etc., all appear on the website, and you can definitely buy from them.
Banggood is an online China wholesale website that handles a variety of Chinese products at very competitive prices. Starting from electronic products, they have expanded to other products, including clothing and apparel, home gardens, mobile phones and accessories, sports and outdoor, etc.
YiwuGo.com / Chinagoods.com
Here are two other China wholesale websites for your reference. They have cheap prices, but you need to pay more attention to quality. Chinagoods.com is the official website of Yiwu Market. The China Commodity Platform is developed and operated by Yiwu China Commodity City, serving 2 million small and medium-sized enterprises in the upper reaches of the industrial chain, and has 75,000 physical stores in the Yiwu International Trade Market.
The name of the China wholesale website makeup knows that it specializes in clothing making. But they also have a footwear and accessories section on their website. In addition to websites, you can access them via iPhone and apps.
They do have a wholesale plan for bulk buyers. You can see any current prices you like. They bring the right to explore, at your fingertips.
This China wholesale website has expertise in gadgets and electronics. However, it must be like all other Chinese wholesale markets, where you get a ton of things. Several brands also work with them to sell their products.
The site does have a wholesale plan, as well as drop shipping options. The fashion part is pretty good, and they will provide you with fast and hassle-free shipping.
TomTop is an amazing China wholesale website suitable for all kinds of products. Concessionary prices for clothing, electronic products, and household items. Their wholesale plan is also good, they can offer up to 20% product discount rate.
Bulk packages can also enjoy free shipping if they meet their needs. This company also has its own delivery facilities. The website is also good for ordering makeup and beauty-related items.
Ordinary social media users will notice the influence of Zaful being a popular website. They sell a lot of women’s fashion at affordable prices. Their business is quite transparent, you can feel it on their website. They have also recently included a series of men’s fashions.
Chinabrand is the world’s leading China wholesale website for dropshipping. It covers a complete product catalog, and most product descriptions are very well written. It also provides one-stop delivery services. It integrates with all mainstream platforms such as Amazon, eBay, Shopify, Lazada, Shopping, Wish, and Ali Express.
Beside China Wholesale Website: Canton Fair vs. Global Sources Tradeshow vs. Markets
|HKTDC Lighting Fair||Hong-kong||April||Lighting products|
|Canton Fair||Guangzhou||Oct/April||Depending on each phase; 3 phases|
|Global Fair||Guangzhou||Oct/April||Depending on each specific show: Lighting, Electronic, Textile and Gifts|
|HKTDC||Hong-Kong||Oct/April||Depending on each specific show: Home, Electronic, Textile and Gifts|
|ECF||Shanghai||March||All kinds of consumer goods|
One of the best ways to find Chinese wholesale suppliers is to participate in the Guangzhou Import and Export Commodities Fair. Although this is not online, it is still perfect, and you understand this resource. (Because of COVID, it has an online trade show)
The Canton Fair is held twice a year in Guangzhou, China (usually at the end of May and early November) and is one of the largest sourcing exhibitions in the world. Like the Canton Fair, the Global Source Trade Show is another huge exhibition where factory owners worldwide gather twice a year.
The value of the Global Source Trade Show is that it is held just before the Hong Kong Canton Fair, so you can easily click on two shows in the same itinerary!
The Global Source contains China wholesale suppliers in specific vital categories, such as electronics and fashion accessories. The most significant benefit of Global Source may be the accessibility of its exhibition: First, it is in Hong Kong, which means that most Western buyers don’t even need a visa (unlike the Canton Fair, which will require some embassy to permit).
As a final note before closing, buyers interested in niche products, especially industrial products, may consider looking for niche trade shows in China or local wholesale marketplace.
These are just some common China top wholesale markets below. In China, there is even a sizeable annual exhibition dedicated to purchasing tires. Buyers should consider what their priorities are and make a corresponding purchasing decision.
|Wholesale Product Categories||China Wholesale Markets|
|Bags||1. Baoding Baigou Bags & Cases Trading Market
2. Guihua Gang Leather Bags Market
3. Yiwu International Trade City, District 2
4. Nantai Suitcases & Bags Wholesale Market
|Bridal Clothes||1. Huqiu Bridal City|
|Commodity||1. Yiwu International Trade City
2. Wuai Small Commodity wholesale market
|Ceramics||1. Shiwan Shagang Ceramics Wholesale Market
2. Jingdezhen Ceramics Market
|Clothes||1. Hangzhou evergreen clothing market
2. Guangzhou Shahe Clothing Market
3. Hangpai Boutique Costume Market
4. Xinhangpai Leisure Fushicheng
5. Guangzhou Baima clothing market
6. Guangzhou Thirteen Hongs of Canton
7. Huangyuan Clothing Market
8. Baohua Baima Costume Wholesale City
|Electronic||1. Huaqiang Bei Electronic World
2. Yiwu International Trade City, District 2
|Furniture||1. Yiwu Furniture Market|
|Glasses||1. China Danyang Glasses City
2. Duqiao Zhejiang Glasses City
3. Yiwu International Trade City, District 3
|Hardware||1. China Technology Hardware City
2. Shanghai Hardware City
3. Yiwu International Trade City, District 2
4. Yiwu Material Market
|Jewelry||1. Shuibei International Jewellery Exchange Center|
|Leather||1. Haining China Leather City|
|Down Leather||1. Gaoyou Down Feather Economic Development Zone|
|Machinery & Accessories||1. Linyi Car & Motorcycle Fittings Town
2. Yiwu International Production Material Market
|Shoes||1. Guangzhou Metropolis Shoes City
2. Yiwu International Trade City, District 4
|Silk||1. Hangzhou Chinese Silk City
2. Eastern Silk Market China
3. China Textile Town
|Socks||1. Datang Stocking Industry Market
2. Yiwu International Trade City, District 4
|Stationery||1. Guangzhou Chaoyang stationery market|
|Toys||1. Wanling plaza
2. Shantou Chenghai Plastic City
3. Linyi Yongxing International Toy Profession Wholesale City
4. Jiuzhou Stationery Toy Wholesale Market
|Textile||1. China Textile Town|
The Best Way for Importers to Raise Buy Wholesale from China Valuations
There are many types of import from China business. Some sell in their own brick-and-mortar stores; some sell primarily on Amazon; others act as wholesalers; and so on.
What’s the best way to increase the value of these businesses? Generally, it comes down to ensuring a differentiated and defensible offer.
In other words, if you control the key products you sell, if no other company sells the same product, and if your customers recognize the difference from your competitors, you are in good shape.
In practice, it usually includes:
- Unique products, not just ODM products with your logo
- Ownership of all relevant intellectual property, or at least contractual exclusivity to distribute the product
- Value your customers recognize and are willing to pay a premium for (this requires good product positioning, good replication, etc.).
- Ideally, this is also a way to reach a target market that competitors cannot easily replicate
Some Funds are Buying Certain Types of Import from China Businesses*
A sign that Amazon aggregators (those big funds that raise money to roll up brands that sell on Amazon) are looking.
When they see a proprietary product differentiated in the market, they tend to pay more. It usually leads to healthier profits. It makes the business forward-looking, as long as it comes with good marketing, differentiates the brand, and has a sound intellectual property protection strategy.
Ideally, an innovative and successful product is also the basis for developing other products in the same universe. We are seeing this more and more often. While V1.0 is successful, V2.0 may be higher-end (with more features, connected to mobile apps, more durable, etc.), or it may be simpler and less expensive.
What If You Don’t Have Any Good Products in Your Hand at This Stage?
If you have a strategy(learn from some courses) that works well and gives you high growth and/or high profitability, go ahead.
But if you’re feeling the pain of being overly dependent on suppliers and/or selling undifferentiated products, starting a new product might be the right move.
If you’ve never done it before, take your time. Follow the “staircase” approach, starting with the goal of working with ODM suppliers to improve their ODM products. It might be a good result if you can negotiate(very hard) to be the exclusive buyer of that version of the product.
Then, start thinking about a new product that will provide value in your current market or a related niche. Start with a white page based on the weaknesses you see in your competitor’s product. Prepare a brief plan and hire an industrial designer as the first phase.
A word of caution: your first “from scratch” product needs to be relatively simple. If you’re too ambitious, development can take 6 to 12 months and be expensive. This can bring a huge risk to your business.
Once your first new product is successful, you can work on realizing your full vision, adding features, and making it better. An upgrade to an existing successful product is less risky than a rapid and ambitious development.
Are You Designing or Developing a New Product that Will be Manufacture in China?
Manufacturing custom product from China isn’t just about putting your product together. They take your design and make it into something you can use. You have to worry about the Chinese wholesale manufacturer sourcing all your raw materials, off-the-shelf parts, and hardware.
To name a few, they’ve got to set up a manufacturing process, test their product, and hire skilled workers. There’s a lot to do, and that’s why choosing the right China wholesale supplier is so critical.
We had created a How to manufacture a product in China guide for entrepreneurs, hardware startups, and SMEs that gives you advance warning about the 3 most common pitfalls that can get you into trouble when you buy wholesale from China, as well as “big” Companies” can adopt best practices that you can adopt to complete your projects successfully.
- 3 fatal mistakes that will damage your ability to efficiently manufacture new products in China
- Assess your readiness for China
- How to define sensible strategies and realistic plans
- How to build your supply chain on a solid foundation way
- How to establish your right expectations from the start
- How to properly design and engineer
What Do You Expect When You Import from China Wholesale Website?
Although importing goods from China wholesale website is the best way to obtain high-quality products at the lowest prices, you must solve several logistics problems to be successful.
Below is a brief overview of importing goods from China and some tips for shipping the goods from China.
First of all, what you should expect is…
A Long Production Time
Most China suppliers will not even start producing your products until you place an order and pay a small deposit to cover materials costs.
Depending on the nature of your product, you need to wait 1 to 4 months before you can produce the product. Suppliers rarely have inventory, and most of the goods are made when you place the order, so you must plan ahead.
When we order buy for China online wholesale store, the delivery time is usually 1 – 3 months, so we always have to predict your needs in advance.
Large Minimum Order Quantity (MOQ)
If the products you ordered are manufactured overseas, it is expected that a fairly large minimum order will be required. However, each manufacturer has its own minimum order quantity, and don’t be embarrassed to ask before ordering.
If you are just starting out, make sure you get samples first and confirm the potential market before placing a big order.
These days, I rarely buy any new products with less than 300 pieces, but if the supplier thinks you are a serious customer, you can often negotiate to lower the minimum order quantity. Be sure to check my free guide on how to negotiate MOQ with your supplier.
When sending money to China, Most manufacturers want to pay by wire transfer. In addition, you usually need to prepay some money (usually 30%) to cover the initial cost, and then pay the balance when the goods are ready to be shipped. How to send money to China?
If you are worried about fraud, some third-party hosting services, such as Alibaba’s transaction system(trade insurance), can facilitate the exchange of goods and services. But generally speaking, when there is mutual trust between you and your supplier, the transaction will proceed faster.
However, if you are a new buyer, don’t be afraid of wire transfers. If you are reluctant to send money overseas, you can consider asking for PayPal to pay. If you pay all the fees, some providers will accept PayPal, but don’t expect it.
Quality control is often an issue, and you have to tell the supplier exactly what you want. Generally speaking, it is beneficial to hire an inspector to inspect your goods at the factory. After all, once your product ship out to you, you can’t do much if you receive a defective product. What Are Your Options When you buy from China wholesale website?
Many China suppliers in Asia do not speak English very well. But as long as you communicate by email and real-time chat, things will go much smoother. How to contact a Chinese supplier?
The English reading ability of most China wholesale website sellers is much stronger than their English verbal ability. Therefore, please communicate with your supplier via WeChat, Email, or Skype.
Your company’s intellectual property (IP) is important. It makes your product unique and differentiates you from your competitors. Unfortunately, there are countless stories of foreign companies misusing corporate intellectual property. To prevent this, you can do things like use multiple suppliers to source your materials, trust only companies you already have a relationship with, and make sure your legal protections like contracts, patents, and trademarks are ironclad.
6 Questions to Ask When Buying from China Wholesale Website
Buying wholesale online from China can seem like a daunting task. You can’t get to know them personally or test the product, so the ways to verify the suppliers is important. Before purchasing a product, you should ask the seller some questions to ensure that the product is trustworthy and meets your specific needs.
Small businesses make a big mistake when choosing a China wholesale manufacturing partner too fast. You can finally get it on shelves after it’s designed. It might lead to long delays or failure if we hurry this decision. Ask questions, check references, and take your time.
1. Can you offer a copy of your business license or any necessary certifications?
When contacting sellers, you are responsible for ensuring that they are trustworthy. Asking to prove their business and any applicable certified copies will help you narrow your search.
2. What are the product details?
Ask as much information about the product as possible. Ask for detailed information about the specifications, packaging, and materials used. Ask to see if they can send you some pictures of the product. Answer your questions specifically so that you don’t miss any questions.
3. What is the price of the sample?
The seller should have no problem if you request a sample-this is the standard part of B2B sales. Before placing a bulk order with the supplier to assure the quality, you need to check one or two product samples. You should also ask them for their pricing for samples. Due to the transportation cost of such a small order, the unit price may be higher than the bulk order.
4. What is your product minimum order quantity (MOQ)?
MOQ is the minimum number of items you can purchase at a time. Even if the seller’s MOQ is listed on the product detail page, always ask the seller for their MOQ. MOQ is usually negotiable. If the price exceeds your affordability, please see if they are willing to meet your price. Keep in mind that buying larger orders may reduce the cost of unit price.
5. What are the shipping terms?
Agreeing to the wrong shipping terms or company often confuses. These acronyms significantly affect your shipping process and define who handles each part of the delivery and when the seller’s risk is transferred to the buyer. Do your research and agree on the incoterms that benefit you best.
If you receive a vague answer to any question, please keep asking. Don’t take a risk or wait until you get the clear answers you need to make a decision or move on. Asking a series of questions will help you decide whether this seller is the person you want to do business with and whether they can produce your product according to your specific specifications.
6. other questions
Accurate production time of goods can help with your business plan. Choosing a reasonable payment method and tracking your order are all works that require your attention.
3 Tips for Becoming an Exciting but Possible Potential Professional Customer
Here, I will share with you some tips on how to get the Chinese wholesale supplier’s attention and let you be a possible potential customer.
1. Don’t exaggerate your business too much
Don’t say “you should do business with me because I can buy one million pieces” unless you can really buy one million pieces. Believe me, quality wholesale suppliers in China receive countless inquiries every day. They have enough experience to immediately judge your real capacity and purpose. Maintain a transparent way of communication, which is good for each other. As long as the suppliers gradually recognize your growth, they will also be willing to maintain good long-term cooperation with you.
2. Tell suppliers who you are
Introduce yourself, preferably as short as one minute, not too complicated, just to explain who you are. A brief introduction will undoubtedly make you more professional. You might say: “We have been in business for 20 years. We have established relationships with major retailers. We are always developing new ones. We are looking for a long-term manufacturing partner who can develop together.” You must explain clearly in advance. , So that when you finally ask them “what is your price”, they want your business, and they will offer have a good price for you.
3. Don’t always pursue low prices blindly.
What you are looking for is a reasonable price that meets your quality requirements. On China wholesale website, you can always find the lowest priced products. However, these products will undoubtedly only increase annoyance and waste your money.
How to Approach China Wholesale Dropshipping Suppliers?
Although it is super simple to buy China wholesale products, asking the supplier to do drop shipping for you is another matter.
This is because when you buy China wholesale, the transaction is simple. You pay the seller, and the seller will send the goods to you.
But when it comes to drop shipping, you are essentially seeking partners, not buying products in bulk. Your supplier will fulfill each of your orders.
In addition, you must work closely with them to ensure that the packaging and inserts show your brand and not theirs.
In short, the commitment that Chinese dropshipping suppliers must make is far greater than a simple wholesale arrangement. Take the below post as a reference.
China Wholesale Website FAQ
How to start buying from China wholesale website?
The easiest way to buy Wholesale products from China is first to identify the supplier. Then, you should purchase samples and repeat them with the supplier until you are satisfied with the overall design of your product. Finally, you should seek instructions from the freight forwarder to explain that you are importing the goods into your home country when it comes to bulk purchases.
- Understand Your Role in the Process
- Find Good Products
- Check the Import Laws of your Country
- Find the Classification Number of the Product(HS CODE)
- Locating the Chinese Supplier
- Calculate the Total Shipping Costs
- Track the Shipment
How to choose the best China wholesale website to buy from?
what is the best wholesale website in China? These are the most noteworthy online wholesale in China. So naturally, different buyers will have different preferences.
But there is no reason to use all websites-conduct product research online and understand the features you want.
Generally, you can choose an appropriate China wholesale website based on the following 6 aspects.
- The commercial nature of the supplier
- Ministry of Commerce
- Contact Supplier
- payment method
- Transport method
- pros and cons
What is the best product to buy wholesale from China?
Because wages in China are much cheaper than elsewhere, it is good for you to import goods that require a lot of work to produce. There are many types of products that fall into this category. For example, clothing, textiles, embroidery, etc., are all ideal choices imported from China wholesale website because of the low cost of materials and handmade manufacturing.
How to avoid scams when buying from China wholesale website?
If you want success to source from China, you need to deal with a trusted China wholesale website. And, at the same time, you need to follow the website’s buyer safety rules religiously. It needs time and experience.
How to calculate customs duties when buying from China wholesale website?
Your shipping value determines your shipping tax or tax amount. Generally speaking, customs duties and value-added taxes are calculated as a percentage of the payment of the goods. If your HS code involves any tariffs, it will be added directly to your tariffs.
Find Wholesale Supplier in China Conclusion
Finding wholesale suppliers from China is not easy. At least there are no suitable tools and knowledge. Do your own research on the China wholesale website and find the best one.
When you find a great wholesale supplier and get a high-quality product at a low price, it is very profitable. If you need help sourcing from China services, please don’t hesitate to contact us.
To further reduce the risk buy from China wholesale website, I suggest starting with a low purchase, such as $500. You can raise the amount at any time after making a successful purchase.